Home / Blog
Tax season can feel like navigating a maze—especially when credits are transferred or adjusted. One common scenario taxpayers face is adjusting withholding after credits like the Child Tax Credit (CTC) or Earned Income Tax Credit (EITC) are transferred out to Form 1040. Whether due to divorce, share
The world of personal lending is more competitive than ever, with fintech companies like Credit Ninja disrupting traditional banking models. But how does Credit Ninja really stack up against other lenders? To find out, we turned to Reddit—the ultimate crowdsourced opinion hub—where borrowers share u
The world is evolving at a rapid pace, and so are the financial challenges we face. From inflation and rising interest rates to the growing importance of sustainable investing, staying ahead requires smart financial strategies. At First America Credit Union, we understand these challenges and are co
A credit score of 640 sits right on the edge of what many lenders consider "fair" credit. While it’s not terrible, it’s also not great—leaving many borrowers wondering if they can secure a loan from a credit union with this score. The short answer? Yes, but with some caveats. Credit unions are kn
Filing for bankruptcy can feel like the end of the world, but it doesn’t have to be. With a 670 credit score, you’re already in the "fair" range—which means you’re on the right track. However, rebuilding after bankruptcy requires strategy, patience, and a deep understanding of modern financial chall
In today’s digital age, cybersecurity is more critical than ever. With rising cyber threats like phishing scams, identity theft, and data breaches, protecting your financial accounts should be a top priority. Navy Federal Credit Union (NFCU) understands this urgency and provides robust security feat
In today’s fast-paced digital world, managing personal finances has never been more critical—or more complex. With rising inflation, fluctuating interest rates, and the ever-present threat of identity theft, consumers are increasingly turning to fintech apps for real-time credit monitoring and finan
The financial world is evolving rapidly, and credit analysts are at the forefront of assessing risk in an era of economic uncertainty. With global markets reacting to inflation, geopolitical tensions, and the rise of digital currencies, the role of a credit analyst has never been more critical. If y
Identity theft is one of the fastest-growing financial crimes in the world today. With the rise of digital transactions, data breaches, and sophisticated cyber scams, millions of people fall victim to identity theft every year. The aftermath can be devastating—especially when it comes to your credit
When it comes to credit scores, most people focus on improving their numbers—whether it’s paying down debt, disputing errors, or maintaining a long credit history. But have you ever wondered if there’s such a thing as too high of a credit score? While a high credit score is generally a good thing